Gaadi Ka Bima/insurance Kaise Check Kare Complete Details Ke Sath

Agar aapne gaadi khareedi hai to ise bina bima ke sadak par nahi chala sakte. Kyunki Bharat mein engine se chalne wali har gaadi ka bima anivarya hai. Sadak par hone wali durghatanaon ko kam karne ke maddeyanjar hamare desh mein third party insurance ko avashyak kiya gaya hai.

Iska arth yeh hai ki kisi takkar ki sthiti mein bima kampani saamne wale ko uske vahan ko huye nuksan ka muaavaja bharegi. Yeh insurance na hone par jail evam jurmana bhi ho sakta hai.

Bahut se log apni gaadi ka bima check karna chahte hain. Ve aisa kaise kar sakte hain, is post mein hum aapko isi sambandh mein jaankari denge.

Gaadi Bima Kyun Avashyak Hota Hai?

Sabse pehle aapko yeh batate hain ki gaadi ka bima kyun avashyak hota hai. Bima karane se aapki gaadi kisi bhi hadse ki sthiti mein bima suraksha cover prapt karti hai. Iske alawa vahan chalak bhi kanooni karwai (legal proceedings) se bach jata hai.

Hamare desh mein third party insurance (third party insurance) anivarya hai. Aise mein jab bhi kisi bimith vahan se kisi doosri gaadi ki takkar hoti hai to uska muaavaja dene ki jimmedari bima kampani (insurance company) ki hoti hai. Is prakar bima karane wale ko arthik kshati nahin uthani padti hai.

Yadi Aap Apni Gaadi Ka Bima Check Karna Chahte Hain to Iske Liye Aapke Paas Paanch Tarike Hain:

• mParivahan app ki sahayata se
• VAHAN portal se
• IIB portal ke dwara
• Insurance company ya branch office mein jakar
• RTO (Regional Transport Office) office se

Mparivahan App Se Bima Kaise Check Karen?

Sabse pehle jaan lete hain ki mParivahan app se gaadi ka bima kaise check kar sakte hain. Is mobile app ko Kendriya Parivahan Mantralaya (Central Transport Ministry) ki or se jari kiya gaya hai. Isse apna bima check karne ke liye aapko nimn kadam uthane honge:

• Sabse pehle apne mobile par Google Play Store ya Apple ke app store se mParivahan app install kar len.
• Ab is app ko open kar isme dikh rahi 10 bhashaon mein se apni bhasha chun len. Iske paschat “Continue” ke option par click kar den.
• Ab aapke samne dashboard khul jayega.
• Yaha aapse pucha jayega ki aap gaadi ki RC (Registration Certificate) yaani registration number se vahan bima check karenge ya DL (Driving License) yaani driving license se. Aapko yaha RC wale option ka chunav karna hoga.
• Ab khali box mein gaadi ka registration number daalkar “Search” ke option par click kar den.
• Iske paschat aapko “Sign In” ka option dikhaya jayega. Is par click kar den. Aur apna registered mobile number daalkar “Continue” ke option par click karen.
• Ab aapke registered mobile number par ek 6 digit ka OTP aayega. Isse OTP box mein daalkar “Verify” ke option par click kar den.

Ab aap mParivahan app par sign in ho jayenge. Ab aap vahan ka number daalkar uske registration aur bima ka byora check kar sakte hain.

Jaise – Gaadi maalik ka naam, sambandhit RTO office, gaadi ki category, RC ka status, gaadi ki ayu, registration ki tithi, bima policy expire hone ki tithi, aadi.

Ab Hum Aapko Batayenge Ki Aap Vahan Portal Ki Madad Se Gaadi Ka Bima Kaise Check Kar Sakte Hain-

• Sabse pehle VAHAN portal ke link https://vahan.nic.in/nrservices/ par jaye. Ab aapke samne home page khul jayega. Yaha aapko “know your vehicle details” ke option par click karen.

• Ab aapse aapka mobile number manga jayega. Yadi aapka mobile number vahan portal par pehle se registered hai to “next” ke option par jaye. Yaha login ke roop mein mobile number aur password daalkar “continue” ke option par click kar den.
• Ab aapke samne khali box mein gaadi ka registration number daal den. Neeche dikh rahe khali box mein captcha verification code daal den aur “vahan search” ke option par click kar den.
• Ab aapke samne gaadi ke bima ke saath hi tamam details aajayengi. Jaise – gaadi ka registration number aur registration ki tithi, gaadi ka model, company, fuel type, RTO office, vehicle owner ka naam, fitness ki aakhri tithi, road tax ke payment ka status, pollution certificate ki validity aur bima policy ki khatm hone ki tithi.

Yadi Aapka Mobile Number Vahan Portal Par Registered Nahi Hai to Kya Hoga?

Yadi aapka mobile number vahan portal par registered nahi hai to aapko is prakriya ko poora karna hoga-

Sabse pehle “create account” ke option par click karna hoga.

• Iske baad aapke samne do khali boxes aa jayenge.
  Pehle box mein apna mobile number aur doosre mein apni email id daal den.
• Iske baad “generate OTP” ke option par click kar den.
• Aapke mobile number aur email id par sambandhit OTP aa jayenge.
• Iske baad inhein nirdharit box mein darj kar den aur “verify” par click kar den.
• Verification hone ke baad aapse password tay karne ko kaha jayega. Password banane ke baad kabhi bhi aap apne mobile number aur password ki madad se login kar sakte hain.

Iib Ki Website Se Gaadi Bima Kaise Check Karein?

Ab hum aapko IIB (Insurance Information Bureau) arthat Insurance Information Bureau ki website se gaadi ka bima check karne ka tareeka batayenge.

IIB ko IRDAI (Insurance Regulatory and Development Authority of India) ne gaadiyon ka insurance se juda data feed karne ke liye taiyar kiya hai.

Lekin is portal par keval unhi vaahano ka insurance data milta hai, jinka registration ek April, 2010 ke baad hua hai. Iske alawa kisi ek mobile number aur email ID par aap adhikatam teen hi baar bima sambandhi byora haasil kar sakte hain. Is portal par vaahan bima is prakar se check kiya ja sakta hai –

• Sabse pehle IIB ki website https://iib.gov.in/ par jaye.
• Ab aapke samne website home page khul jayega.
• Yaha aapko quick links ka option dikhayega. Aapko is par click karna hai.
• Ab aapke samne ek form khul jayega. Aapko ismein apna naam, pata, mobile number, email ID, gaadi ka registration number aadi bharna hoga.
• Aakhir mein box mein captcha code bhar kar submit ke option par click karen.
• Itna karte hi aapke samne gaadi ki insurance policy ka byora samne aayega.

Bima Company Ya Branch Office Jaakar Gaadi Bima Kaise Check Karein?

Yadi aap bima company se apni gaadi ka bima check karna chahte hain to aapko sambandhit company ke office jaakar ya company ke agent se sampark karke saari bima details mil jayengi.

Iske liye aapko agent dwara mangi gayi details jaise policy number aadi uplabdh karana hoga. Ve aapko aapke vaahan ki bima sambandhi jaankari uplabdh kar denge.

Yadi aap chahen to aapko wahaan tak jaane ki bhi avashyakta nahin. Aap bima company ke toll-free number par call karke sambandhit pratinidhi ko apni bima policy aur gaadi ka number batakar bhi bima sambandhi details haasil kar sakte hain. Aap chahen to SMS aur email ke madhyam se bhi yah jaankari le sakte hain.

Rto Se Gaadi Bima Kaise Check Karein?

RTO arthat Regional Transport Office se gaadi ka bima karne ke liye aapko sabse pehle apne RTO arthat Kshetriya Parivahan Karyalay jaana hoga, jahan aapki gaadi ka registration hua hai.

Aap gaadi ka registration number batakar yahaan se apni bima sambandhi jaankari prapt kar sakte hain. Adhikansh log apni bima sambandhi jaankari prapt karne ke liye isi tareeke ka istemaal karte hain.

Gaadi Bima Check Karte Hue Kin Baaton Ka Dhyaan Rakhein:

Yadi aap kisi bhi gaadi, maslan car ya bike ka bima online check kar rahe hain, is dauraan aapko kuch baaton ka avashy dhyaan rakhna chahiye. Jaise –

• Apne vaahan ka poora number ek saath likhein. Iske numbers ke beech kisi prakar ka gap na chhodein. Iske alawa kisi bhi prakar ke signs ka istemaal na karein. Jaise – Yadi aapki gaadi ka number UK14 SL 1564 hai, to aapko ise aise likhna hoga – UK14SL1564.
• Yadi aapne apni gaadi pichle do mahine ke bhitar khareedi hai, to yah sambhav hai ki uski insurance details abhi online nahi ki gayi ho. Aarambh mein bima companies nayi gaadi ka sirf chassis aur engine number hi jama karati hain. Insurance ki details baad mein jama karti hain.